Jac

Jac M. Arbour, CERTIFIED FINANCIAL PLANNER™ professional, Chartered Financial Consultant®, is the founder and CEO of J.M. Arbour.

Jac began his career in the financial services industry in 2007 upon graduating from Bowdoin College. In time, Jac has developed a passion and an expertise in providing world class Multi-Family Office services.

Jac leads a team of experts who execute with precision. The mission of the team is to create financial and life plans that generate the most wealth, in all its forms.

Jac is the author of four books and financial guides, including: May You Drink from the Saucer (2013), This Little Piggy, a financial literacy book for children and families (2021), The Art of the Rollover (a financial guide for those in career transition, 2020), and The Ultimate Guide to Retirement Income (2021).

Jac is also the founder and CEO of MasterFi, Inc. an AI powered financial companion that can build budgets, help eliminate debt, create emergency accounts, help you save for the down payment on a home, save for retirement, and more.

Jac attained his BA degree from Bowdoin College, his Chartered Financial Consultant® designation from The American College, and his Certified Financial Planner® certification from the CFP Board of Standards. 

Licenses and Professional Designations:

Licensed Producer: Life, Accident and Health
Investment Adviser Representative: Series 65
Chartered Financial Consultant®
CERTIFIED FINANCIAL PLANNER™ professional

Community Involvement:

Personal Development and Financial Literacy Speaker
Founder of 1% to F.E.E.D. KIDS™

To purchase a copy of one of Jac’s books, please Click here

EVAN

Evan N. Campbell, CHARTERED FINANCIAL ANALYST®,  is a value investor with over 16 years of experience in equity research and portfolio management and brings to JMA a strong track record of outperformance.  With a deep passion for fundamentals-based equity investing and a commitment to serving high-net-worth clients, Evan looks forward to being part of JMA as it embarks on its next phase of growth.

At JMA, Evan will be involved in every aspect of the Firm, personally managing the JMA Value Strategy, advising the CEO on overall asset allocation and Firm strategy, helping select investments for the JMA Venture Fund and Private Credit Fund, and helping Portfolio Managers provide service to clients.

Prior to joining JMA, Evan was Vice President at Delphi Management, one of America’s best-known boutique investment managers.  At Delphi he worked closely with founder Scott Black in all aspects of equity research, investment strategy, portfolio management, business development, and client relations.

His analytical approach is shaped by a rigorous academic background, including advanced degrees in History and German from the University of Massachusetts, Amherst.  Along the way, he wrote his Masters’ Thesis at the University of Tübingen, Germany, and pursued doctoral studies in International Relations and Economics at Old Dominion University in Norfolk, Virginia.  He has taught History and International Politics at several colleges and universities, as well as for the U.S. Navy as a civilian instructor.  

A CFA Charterholder and member of CFA Society Boston, Evan is excited to bring his expertise and disciplined investment philosophy to JMA, helping to drive strong, research-driven results for clients.

Licenses and Professional Designations:

CHARTERED FINANCIAL ANALYST®

MILES

Miles T. Whitlock, CERTIFIED FINANCIAL PLANNER™ professional, Chartered Financial Consultant® is a Vice President of Private Wealth Services and fiduciary at J.M. Arbour, where he demonstrates a strong ability to help his clients in the areas of retirement, income, and insurance planning. Miles utilizes various strategies to assist his clients, enhance their investment experience, reduce their financial risks, and help preserve the assets they have spent a lifetime accumulating.

Miles’ approach to working with clients is one that is both relaxed and confident. He particularly enjoys working with fellow Mainers who seek advice pertaining to conservative strategies and those that will ensure financial peace of mind.

Specifically, Miles’ has a focus on helping people:

• Explore safe money alternatives

• Maintain financial independence throughout retirement

• Protect and preserve hard-earned assets from chronic illness

• Understand options that could maximize their Social Security benefits

• Efficiently pass assets to beneficiaries

• Align their investment portfolios with their goals, timelines, and expectations, all of which is done on a customized basis

Miles’ consultations are no-fee and include collaboration with accountants, attorneys, and other insurance professionals to ensure that a comprehensive approach is taken with his clients.

Miles is a native of Maine and grew up in Manchester. He graduated from Cony High School and attained his BA degree in Economics from Clark University. He considers coaching and playing sports among his greatest passions.

Licenses and Professional Designations:

Licensed Producer: Maine Life and Health Insurance
Investment Adviser Representative (Series 65) Chartered Financial Consultant®

Professional Memberships:

National Association of Insurance and Financial Advisors

Community Involvement:

Volunteer Coach with Youth and High School Baseball
Manchester Historical Society
Manchester Grange Member (Officer)
Kennebec Valley YMCA Annual Fund Committee

Will

Will S. Cummings is an Investment Adviser Representative focused on helping his clients realize their financial goals through an education first approach.

Will began his career in the financial services industry after graduating from Rochester Institute of Technology, Rochester, New York. It was at RIT that Will attained a degree in Finance and dual minored in Economics and Accounting.

Prior to graduation, Will interned as an Economic Analyst with Mechanics Savings Bank and as a Treasury Analyst for the Rochester Institute of Technology. Upon graduation, Will began his career as an advisor and joined Axa Equitable Advisors as a Registered Representative.

Will brings experience and a strong skill set to the JMA team. He has a passion for helping families grow into the positions they desire, and does so by sharing his analytical insights and conceptual thoughts, making the seemingly complex, easy to understand.

Will is a Maine native and grew up in Monmouth, a small town located between Augusta and Lewiston-Auburn. Will enjoys being outdoors and near the ocean, which fuels his passion for fishing the Atlantic Ocean. Will is an avid fan of sports and is a former semi-professional football player, having played in upstate New York.

Licenses:

Licensed Producer: Maine Life and Health Insurance
Investment Adviser Representative (Series 7, 63, and 66)

Community Involvement:

Friends of Cumston Hall Board Member

JIM

James C. Lowell is an Investment Adviser Representative at  J.M. Arbour. 

Jim is a graduate of the University Of Maine Orono and the School of Economics. It was here that Jim’s passion for Finance and Markets began.  This led to an astute understanding of derivatives, equities, and investment strategies.

Jim has spent the last ten years with a nationally ranked insurance agency; his focus has been property-casualty and life insurance case design. This experience is one that led to a strong skill set in the areas of risk analysis and management, asset protection, and property valuation.

After ten years of service with outstanding client retention, Jim leads with an empathetic approach to meet the needs of his clients. His understanding of systematic risk and broad market conditions allows Jim to lead his clients to investments that are both appropriate as well as impactful for their future financial needs.

Jim’s consultations are no-fee and include collaboration with accountants, attorneys, and other insurance professionals to ensure that a comprehensive approach is achieved.

Jim is a native of Maine, grew up in Augusta, and graduated from Cony High School. He furthered his education in Colorado, graduating from Colorado Mountain College in Steamboat Springs, and then once more from the School of Economics at the University of Maine, Orono. He was a registered Maine Guide, an avid fly fisherman, and a lifetime outdoor enthusiast.  He lives in Sabattus with his wife and daughter.

Licenses and Professional Designations:

Licensed Producer: Maine Life and Health Insurance
Investment Adviser Representative (Series 65)
Associate in General Insurance
Associate in Personal Insurance

Community Involvement:

Town of Sabattus, Maine: Planning Board Vice-Chair
Town of Sabattus, Maine: Budget Committee

CARSON

Carson E. Kunkle, CERTIFIED FINANCIAL PLANNER™, is a Private Wealth Adviser at J.M. Arbour, where he is dedicated to helping individuals and families achieve financial confidence.

He graduated from the University of Arizona’s Eller College of Management with a degree in finance, where he discovered his passion for guiding others toward financial success. His career in financial services began at Vanguard, where he spent three years as a registered representative, gaining valuable experience in investment management, portfolio implementation, and client service.

Carson takes a personalized, holistic approach to financial planning, striving to uncover opportunities many clients didn’t even know was possible. He believes accurate financial planning goes beyond the numbers—creating a strategic roadmap tailored to each person’s goals, values, and aspirations. Whether planning for major life milestones, building wealth, or securing a legacy for future generations, he helps clients navigate the journey with clarity and assurance.

Originally from Phoenix, Arizona, Carson attended Arcadia High School, where he played football and lacrosse. Outside of his professional career, he stays active, makes connections, travels to new places, and spends quality time with friends and family.

Licenses:

Securities Registered Representative (Series 7, 63)

CERTIFIED FINANCIAL PLANNER™ professional

Chartered Financial Consultant®

GAVIN

Gavin M. Stern is an Investment Adviser Representative and Portfolio Administrator at J.M. Arbour. In his role, Gavin enjoys helping clients make sense of the financial world and take meaningful steps toward their goals. He finds fulfillment in knowing that his work contributes to real improvements in people’s lives.

Before joining J.M. Arbour, Gavin graduated from Colby College, where he majored in economics. His studies fueled an interest in how the economy works, leading him to want to help individuals navigate it with clarity and confidence. While at Colby, he was president of the Hillel, volunteered at the local food bank, and was an active runner.

Gavin grew up in Scarsdale, New York, a suburb of New York City. He attended Edgemont High School, where he captained the track, cross country, and ski teams. Those experiences instilled in him the discipline, teamwork, and persistence he brings to his work today.

Outside the office, Gavin enjoys hiking, baking new dessert recipes, and taking part in trivia tournaments. He lives in Hallowell, Maine, and enjoys staying active in his community.

Licenses:

Investment Adviser Representative (Series 65)

Community Involvement:

Board Member, Congregation Beth Israel

Matthew

Matthew T. Gosselin is a Portfolio Administrator at J.M. Arbour, in pursuit of becoming a licensed advisor himself in the near future. He supports both the advisory and due diligence teams, assisting with investment research and client service while continuing to learn all aspects of financial advising.

Matthew’s passion for finance began with a love of numbers and a desire to help people achieve their goals. After recognizing how impactful sound financial guidance can be, he set out to become someone clients can trust to help them achieve financial independence, retire confidently, and enjoy the things that make them happiest in life.

A recent graduate of Thomas College, Matthew earned his Bachelor’s degree in Finance with a minor in International Business, graduating Cum Laude in 2025. He is currently studying for his Series 65 license, with plans to pursue Life and Health Insurance licensing and the Certified Financial PlannerTM (CFP®) designation over the next few years.

Originally from Lewiston, Maine, Matthew enjoys the collaborative and hands-on culture at J.M. Arbour, where he learns daily from experienced professionals. A former Division II and Division III collegiate soccer goalkeeper, Matthew carries that same team-first mindset into his work—focused on building relationships, helping others succeed, and growing alongside his clients. Outside of work, he enjoys flying drones as a licensed SUAG pilot and has enjoyed volunteering as a youth sports coach.

PRESTON

Preston E. Moody serves as a Portfolio Administrator at J.M. Arbour Wealth Management, supporting the firm’s operations and financial planning efforts. 

He earned his bachelor’s degree in finance from Thomas College, where he also played on the golf team and served as president of the Investment Society. During his senior year, he interned at a local wealth management firm, gaining valuable experience in financial planning and client service.

Originally from Winslow, Maine, Preston was drawn to J.M. Arbour for its commitment to client success and attention to detail. With a strong work ethic and drive to succeed, he strives to make clients feel confident and supported while continuing to expand his knowledge of the financial industry. 

Outside the office, Preston is active in his community through volunteer work with his church and local summer camps. He enjoys fishing, golfing, and working on cars, and looks forward to advancing his career at J.M. Arbour while deepening his expertise in retirement and wealth planning.

NICHOLAS

Nicholas J.Sickinger is a graduate of Colby College with a degree in Economics, where he completed an Honors Thesis that strengthened his analytical skills and commitment to research-driven insights. He joined J.M. Arbour Wealth Management with a passion to help individuals and families make informed financial decisions that support lasting fulfillment and success.

In his role, Nicholas supports the firm’s advisors and investment team, assisting with client service and contributing to investment research and analysis. He is currently pursuing his Series 65 license as he continues to advance his career in wealth management and deepen his understanding of portfolio strategy and financial planning.

Originally from Redding, Connecticut, Nicholas attended Joel Barlow High School, where he played football, basketball, and lacrosse, later going on to play rugby at Colby. Outside the office, he enjoys traveling, spending time outdoors, and connecting with friends and family. He is proud to be part of a team dedicated to helping clients achieve clarity, confidence, and lasting fulfillment in their financial lives.

Brittany

Brittany L. Cates is a Retirement Plan Specialist who works directly with employees and plan sponsors to build retirement solutions that balance organizational goals with individual needs. She leads one-on-one meetings with participants, guiding them through their benefits and helping them prepare for retirement. She collaborates with employers to make sure retirement plans are financially sustainable, strategically aligned with HR and business objectives, and positioned to strengthen workforce satisfaction and organizational success. 

Brittany holds a Master’s in Human Resources Management from Southern New Hampshire University.  She has a deep understanding of how retirement plans can be positioned within total rewards frameworks to reinforce organizational strategy and advance each employer’s mission, vision, and goals. She brings both business acumen and a people-first perspective to retirement planning, helping organizations strengthen their benefits programs and individuals prepare for a fully funded retirement. 

Earlier in her career, Brittany spent nearly a decade in the legal industry as a paralegal at one of Maine’s top elder law firms. Working alongside a senior partner, she gained extensive client-facing experience and developed deep knowledge of the entire estate planning life cycle, including wills, trusts, long-term care planning, probate administration, and international estate settlement. She brings a strong foundation in compliance, attention to detail, and the importance of long-term planning.

Brittany is a native of Maine, grew up in the Belgrade Lakes region, and graduated from Messalonskee High School. Outside of her career, she enjoys staying active, spending time with family and friends, and contributing to Maine’s art community as an oil painter, with her work exhibited in several galleries across the state.

Licenses:

Investment Adviser Representative (Series 65)

Community Involvement:

Family Violence Project

Christopher

Christopher J. Calvert
VP, Business Development

Christopher Calvert brings over 19 years of experience in Capital Markets, with a focus on serving the sophisticated needs of private wealth clients. At J.M. Arbour, Chris has a key role to expand the firm’s multi-family office platform by cultivating and maintaining relationships with family offices, private investors, and institutional capital partners.

Throughout his career, Chris has advised and invested across the full company lifecycle; from early-stage ventures to mature enterprises offering strategic guidance on capital formation and portfolio construction. He has a proven track record of executing transactions across direct investments, secondaries, and fund allocations, spanning Venture Capital, Private Equity, and Private Credit.

Chris’s deep network includes Asset Managers across public and private strategies, as well as the families, wealth advisors, and institutions that invest alongside them. His ability to bridge the gap between capital and opportunity has made him a trusted advisor to clients seeking to preserve and grow generational wealth.

He earned his B.S. in Finance with a minor in Political Science from San Diego State University. Chris lives in the Mt. Helix area of San Diego with his wife and four children.

TERESA

Teresa M. Jaquith is the Executive Administrator at J.M. Arbour. She has extensive experience providing administrative support in the fields of industry, marketing, health care, and finance. Her aim is client satisfaction via creativity and operational efficiencies that improve processes, streamline activities, and ensure consistent and accurate workflows.

Teresa was born and raised in Michigan and graduated from Lake Superior State University.  She moved to Maine in 2011 and currently lives in Gardiner with her husband, a native of Maine.  Teresa is active in her local church and enjoys gardening, crafting, reading, and exploring Maine and the surrounding areas.