Meet the Team


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Jac

Jac M. Arbour, CERTIFIED FINANCIAL PLANNER™ , Chartered Financial Consultant®, is the founder and President of J.M. Arbour Wealth Management, a comprehensive financial planning and investment advisory firm.

Jac began his career in the financial services industry upon graduation from Bowdoin College, 2007. He began his career by focusing on life insurance case design and employee benefit packages. Over time, Jac developed and passion
and expertise in the areas of retirement planning, fee-only investment advisory, and insurance.

For the risk adverse investor, the purpose of using insurance-based programs is to achieve safety, growth, and control. Jac’s commitment to these goals has allowed his clients to achieve:

  • Competitive returns with no market risk
  • Maximization of estate assets
  • Reduction of taxes
  • Protection against estate liquidation due to chronic illness
  • Financial peace of mind

For investors looking to participate in market performance, Jac is a licensed fiduciary offering fee-only investment advisory services. Jac works closely with nationally ranked money managers and offers a number of management styles
through the use of tactical, dynamic, strategic, and algorithm-based portfolios.

Jac’s approaches his financial planning and investment advisory clients with education as the focus. It is his goal to have his client not only be in a strong financial position, but to understand why they are taking certain recommended
steps.

Jac graduated from Cony High School and attained his BA degree from Bowdoin College, Brunswick, Maine. Jac attained his ChFC® designation from The American College, Bryn Mawr, Pennsylvania.

Licenses and Professional Designations:
Licensed Producer
Investment Advisor Representative (Series 65)
Chartered Financial Consultant®

Professional Memberships:
Million Dollar Round Table
National Association of Insurance and Financial Advisors

Community Involvement:
KVYMCA - V.P. Board of Directors, Chair of Annual Support Campaign, Executive Committee, Endowment Committee
Personal and Financial Development Speaker
National Author - May You Drink from the Saucer, 2013 This Little Piggy, 2017

 

 

miles

Miles T. Whitlock is an investment advisor and licensed fiduciary at J.M. Arbour Wealth Management, where he demonstrates a strong ability to help his clients in the areas of retirement, income, and insurance planning. Miles utilizes various strategies to assist his clients, enhance their investment experience, reduce their financial risks, and help preserve the assets they have spent a lifetime accumulating.

Miles’ approach to working with clients is one that is both relaxed and confident. He particularly enjoys working with fellow Mainers who seek advice pertaining to conservative strategies and those that will ensure financial peace of mind.

Specifically, Miles’ has a focus on helping people:

  • Explore safe money alternatives
  • Maintain financial independence throughout retirement
  • Protect and preserve hard-earned assets from chronic illness
  • Understand options that could maximize their Social Security benefits
  • Pass assets to beneficiaries in the most efficient ways possible
  • Align their investment portfolios with their goals, timelines, and expectations, all of which is done on a fee-only basis

Miles’ consultations are no-fee and include collaboration with accountants, attorneys, and other insurance professionals to ensure that a comprehensive approach is taken with his clients.

Miles is a native of Maine and grew up in Manchester. Miles graduated from Cony High School and attained his BA degree from Clark University. He considers coaching and playing sports among his greatest passions.

Licenses and Professional Designations:
Maine Life and Health Insurance License
Series 65 License

Professional Memberships:
National Association of Insurance and Financial Advisors

Community Involvement:
Volunteer Coach with Youth and High School Baseball
Manchester Historical Society
Manchester Grange Member (Officer)
Kennebec Valley YMCA Annual Fund Committee (Strong Kids)

 

 
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LANCE

Lance Gilman is an Investment and Insurance Advisor with J.M. Arbour Wealth Management. Lance’s role is to develop financial strategies designed to address the unique circumstances of his clients.

Drawing on an economics and business degree from the Virginia Military Institute, and a 20 year career with the US Army, Lance is committed to educating his clients and providing clear advice and direction regarding:

    • Fee-only investment advisory services
    • 401(K) plan representation and guidance
    • Guaranteed lifetime income
    • Medicare
    • Social Security filing strategies

    Lance is a licensed fiduciary and advises solely in the best interest of his clients. Lance works with a strong network of elder law and estate planning attorneys and Certified Public Accountants to offer a comprehensive approach to wealth management. His ultimate aim is to assist his clients in a way that results in their financial well-being, proper risk management, and the attainment of their financial goals.

    In addition, Lance is a national speaker and shares powerful messages during his educational workshops. Topics covered include: Social Security, Asset Preservation & the Federal Retirement System.

    Married for over 27 years to his wife April, Lance enjoys sailing, tinkering with antique clocks, playing guitar, and spending time with his two daughters. He is an active member of the Lakeview OPC Community Church and on the Board of Directors of "Slam Diabetes" – a non-profit organization whose mission is to improve the lives of people living with Type 1 Diabetes.

    Licenses and Professional Designations:
    Licensed Producer
    Investment Advisor Representative (Series 65, Licensed Fiduciary)

    Professional Memberships:
    NAIFA – National Association of Insurance and Financial Advisors

    Professional and Educational Background:
    Retired Lieutenant Colonel (US Army) and a Decorated Veteran
    Virginia Military Institute - Bachelor’s Degree in Economics and Business
    Thomas College - Master’s Degree in Computer Technology